Have you installed Rivco risers for the bars? They made a world of difference for me in seating position, and the Corbin seat dropped my ass an inch or two as well. I don't have any trouble with touching the ground, but it's a more comfortable position being closer to it and having the bars up and back more.
The Progressive 418's helped keep my butt in the seat over rough spots and the front fork springs reduced the dive and smoothed the ride. You are right about spending money to get her right, but it's right now.