First off, don't go by the guides. They're good for high-volume items like cars, but not for small production runs like Rockets.
Second, you're not being offered a 2 year factory warranty. You're probably being offered a 2 year aftermarket full warranty (at a dealer markup, incorporated into your otd price) which you could always buy on your own, probably for less money.
You might want to consider an older bike (2010+ has ABS) and have the engine rebuilt by Carpenter Racing with some high performance goodies. That way you'll have a mostly fresh engine probably with more power than you can handle, and still come in under what you're looking at spending.
Shipping can be $500 to $1,500, depending on where you live in the U.S. (you should put this in your description) relative to where you purchase the bike, and can be a headache. Depending on your comfort level, you could always buy a one-way ticket and fly out to purchase the bike and ride it home.