I live in Seattle area. I rode to work everyday from March 14 - July 6th. It rained every single day in March and April, exposed PX-600 filter (no bear claw, just foam open to the world and 3x the size of RAMAIR) zero issues with rain.
Lived in Hawaii and rode in any and all weather with RAMAIR fitted both with and without Bearclaw, no issues at all. That includes a life changing drenching climbing H3 at 30 mph because cars couldn't see anything, was like wtf people GO! lol.
I wash my bike, no bag, no issues.
Your motor will ingest a LOT of water before you have any issues, check out all the guys using water injection kits... or the new M4 BMW (has a water kit stock).
Ride on, nothing to worry about.