Overhead cam engines wear in both the seat and the shim/lobe. I hear what your saying, but you did you take into account overhead cam lobes slappin the **** out of the tops. They can wear open as well as closed, and if the oil/lobe/shim lacks lubrication or has a defect in hardness, they can wear open FAST.
Nevermind, you are talking about how it is supposed to be ... you are right. I always look back on days in the shop where some teeny-bopper brings the car in clacking like crazy and the oil has to be changed with kerosene and a coathanger. My bad.