I'll ride in the cold, but I wuss out in the rain. Too many idiots here (and everywhere else) that can't seem to figure out you can't tailgate in the rain and expect to come to a sudden stop before nailing the poor guy in front of them. I rode to work for about a week while temps hovered around 23f. Everybody thought I was insane. Finally on a rainy day, one guy noticed my bike wasn't parked in its usual spot so he asked, "Not cold enough to ride today?"...smarta$$