I have suffered as the victim of a devastating fire, too, Patrick. It really can be a hard punch to the guts.
That said, stuff is easy to replace - people not so much. Thank the Lord you were spared far worse damages!
Press your insurer to pay out all that you're due, screw down your resolve and rebuild or replace better than what you lost! Just think about the pot o' gold at the end of the rainbow, brother and you will make some sweet lemonade out of the sour lemons that the fire dumped upon you and yours.