Finished my rear rack and panniers.

No, to attach your bag to the brackets if not using their bags you will need an adapter plate. One of these:
 
Perfect- thanks!

What's the chance that the female ends on that plate would fit the male knobs on the stock Triumph brackets? If not, wondering if you could change the knobs on the stock brackets to match. You'd surely have to move the female receptors on the plate around to fit, but that might be a doable way to use the stock brackets with other bags.

Edit: Change the knobs here...


Remove receptors and relocate to fit Triumph brackets....
 
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No idea, I never had the stock setup to compare