So....., back to the original post... At what point does full coverage no longer make sense? I'm paying $378/year with Progressive for a 2011 Roadster with nearly 80k miles. It probably makes sense to keep it, but wonder what the "cash value" would prove to be.
| Policy Coverages | Amount |
|---|
| Uninsured/Underinsured Motorist $100,000 each person$300,000 each accident | $59.00 |
| Uninsured Motorist Bodily Injury No Coverage | $0.00 |
| Uninsured Motorist Property Damage $50,000 each accident$100 deductible | $3.00 |
| Transport Trailer Physical Damage coverage No Coverage | $0.00 |
Vehicle Coverages
Physical damage option
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
Actual Cash Value | |
Disappearing Deductibles
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
Selected | |
Bodily Injury & Property Damage Liability
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
$100,000 each person
$300,000 each accident
$50,000 each accident | $165.16 |
Other Than Collision
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
$0 deductible | $22.00 |
Collision
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
$0 deductible | $121.00 |
Included with Other Than Collision and (if purchased) Collision
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
Disappearing Deductibles | Included |
Towing and Labor
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
Selected | $8.00 |
Carried Contents®
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
No Coverage | $0.00 |
Accessory coverage
| Vehicle Coverages | Amount |
|---|
2011 TRIUMPH ROCKET III
$3,000 | Included |
2011 TRIUMPH ROCKET III premium: $316.16
Total policy premium: $378.16